If you're a small business owner, you want your business to flourish. The most important way to make sure your small business succeeds is to focus on its very source of life ? its employees. These are the people who make it possible for your business to operate. Without them, you'd have to do everything yourself. In most cases that's not an option.
Most people aren't going to work very long for a business that doesn't offer any health insurance, if they work for one at all. Those who do stick around probably have health insurance from another source, or just can?t find another job. The latter group will continue looking for another job; especially for one that offers health insurance. Obtain and keep the employees you and your business needs by offering health insurance! This may seem like a costly addition to all the other financial needs of your business, but it is possible to get affordable health insurance for your small business. Consider these tips:
1. Decide on a plan. Do you want to offer your employees a fully insured plan in which you pay everything, or a minimum premium plan in which your employees pay to a certain amount and you pay the rest?
2. Shop around. It's the most often used piece of advice because it?s important. Choosing any random business health insurance provider could be as disastrous as going bungee jumping?without the bungee. Find several small business insurance providers that specialize in your kind of business, and get quotes from each of them. Before you commit, do some research. Checking out their financial solidity with an independent ratings company.
3. Don't be a stranger. Your small business health insurance agent will be able to offer you loads of useful, money-saving advice. If you take care of your employees, they'll take care of you, and your business! Start by getting affordable health insurance for your small business.
Monday, March 23, 2009
Affordable Business Health Insurance Small ? Three Tips To Affordable Health Insurance
Reduce Repetitive Strain Injury Risks with 9 Healthy Computing Tips
Computing may seem to be an effortless activity, whether it's for a job or for fun. But, if you keep doing the same tasks over and over for a long time in the same position, it may cause damage in certain parts of the body - the PC version of the notorious related strain injuries (RSI).
For instance, most people depend on the mouse while working on the computer. Doing this for only a few minutes should not be a problem for most.
However, repeating the samr movements over and over again without a break can expose the small muscles and tendons of the hand to hundreds or even thousands of activations (repetitions).
You may not get enough time between activations for rest and recovery, which can cause localized fatigue, wear and tear, and injury to your body.
Similarly, if you maintain one position continuously, such as viewing a screen for hours without taking a break, it can tire the muscles of the neck and shoulder that support the head.
Typical Symptoms of RSI include:
- Discomfort or stiffness in the hands, wrists, fingers, forearms, or elbows.
- Coldness, tingling feelings or numbness in the fingers and hands.
- Weakness or clumsiness in the hands.
- Wanting to frequently massage your hands, wrists, and arms
- Pains in the upper back, shoulders, or neck shoulders and upper back
You can greatly reduce the risks and pains from RSI by following these tips:
1) Work in a NEUTRAL BODY POSITIONING (?A comfortable working posture with a natural alignment of all your joints from head to toes?).
- Make sure that your hands, wrists, and forearms are inline, straight, and almost parallel to the floor.
- Ensure your head and torso are in-line, with head slightly bent forward, facing towards the front, and balanced.
- Ensure that your shoulders are at ease with upper arms lying normally at the sides of your body.
- Ensure that your elbows are close to your body and bent between about 90 and 110 degrees.
- Your feet should be either supported by a footrest or they should be resting on the floor.
- While leaning back or sitting in a vertical position, make sure that your back is supported fully, particularly in the lumbosacral (lower back) area.
- Your seat should be well padded, so that your hips and thighs are well supported.
- your knees and hips should be at almost the same height, with your feet slightly forward.
2). Try to vary your tasks and work areas so that you get enough time for your muscles and joints to recover.
3). Arrange your workstation in such a way that you can easily change your working postures according to your convenience.
4). Have adjustable furniture for the work area that allows you to shift to different seated positions whenever you want to. This helps different muscle groups give you support, while others rest.
5). Your worktop should be spacious enough to let you use the mouse with either hand alternately. Thus the tendons and muscles of the free hand get enough relaxation.
6). Reduce your dependence on the mouse and use more shortcut keys. For example, you can use+S to save, +P to print etc., where is the ?Control? key. Certain jobs do require more dependence on the mouse. Users in such professions should definitely learn to use more shortcut keys.
7). Jobs that usually involve repeated tasks (or maintaining one position) can lead to muscular strain. Escape this by taking several short breaks or relaxed pauses, and stand, stretch, and move around during these breaks. This increases blood circulation and gives enough time for your muscles to relax.
8). Try to mix computer tasks and non-computer tasks alternately whenever possible. This encourages the movement of different parts of the body by varying the muscle groups in action.
9). Exercise gently at your computer, with stretches, turns, and flexes.
Fight the risks from RSI, and you'll be in an excellent position to continue healthy computing today and into the future!
For instance, most people depend on the mouse while working on the computer. Doing this for only a few minutes should not be a problem for most.
However, repeating the samr movements over and over again without a break can expose the small muscles and tendons of the hand to hundreds or even thousands of activations (repetitions).
You may not get enough time between activations for rest and recovery, which can cause localized fatigue, wear and tear, and injury to your body.
Similarly, if you maintain one position continuously, such as viewing a screen for hours without taking a break, it can tire the muscles of the neck and shoulder that support the head.
Typical Symptoms of RSI include:
- Discomfort or stiffness in the hands, wrists, fingers, forearms, or elbows.
- Coldness, tingling feelings or numbness in the fingers and hands.
- Weakness or clumsiness in the hands.
- Wanting to frequently massage your hands, wrists, and arms
- Pains in the upper back, shoulders, or neck shoulders and upper back
You can greatly reduce the risks and pains from RSI by following these tips:
1) Work in a NEUTRAL BODY POSITIONING (?A comfortable working posture with a natural alignment of all your joints from head to toes?).
- Make sure that your hands, wrists, and forearms are inline, straight, and almost parallel to the floor.
- Ensure your head and torso are in-line, with head slightly bent forward, facing towards the front, and balanced.
- Ensure that your shoulders are at ease with upper arms lying normally at the sides of your body.
- Ensure that your elbows are close to your body and bent between about 90 and 110 degrees.
- Your feet should be either supported by a footrest or they should be resting on the floor.
- While leaning back or sitting in a vertical position, make sure that your back is supported fully, particularly in the lumbosacral (lower back) area.
- Your seat should be well padded, so that your hips and thighs are well supported.
- your knees and hips should be at almost the same height, with your feet slightly forward.
2). Try to vary your tasks and work areas so that you get enough time for your muscles and joints to recover.
3). Arrange your workstation in such a way that you can easily change your working postures according to your convenience.
4). Have adjustable furniture for the work area that allows you to shift to different seated positions whenever you want to. This helps different muscle groups give you support, while others rest.
5). Your worktop should be spacious enough to let you use the mouse with either hand alternately. Thus the tendons and muscles of the free hand get enough relaxation.
6). Reduce your dependence on the mouse and use more shortcut keys. For example, you can use
7). Jobs that usually involve repeated tasks (or maintaining one position) can lead to muscular strain. Escape this by taking several short breaks or relaxed pauses, and stand, stretch, and move around during these breaks. This increases blood circulation and gives enough time for your muscles to relax.
8). Try to mix computer tasks and non-computer tasks alternately whenever possible. This encourages the movement of different parts of the body by varying the muscle groups in action.
9). Exercise gently at your computer, with stretches, turns, and flexes.
Fight the risks from RSI, and you'll be in an excellent position to continue healthy computing today and into the future!
3 Excellent Health and Fitness Tips
Here are 3 top tips to help you develop your running, firstly, the common problem of stitches. Stitches are probably the most annoying things that you can get when you're running, second only to getting cramp (I shall come back to cramp).
The best method to avoid getting a stitch is very simple, it is this: Simply do not eat or drink within 2 hours of going for a run. If you follow this advice you should not get a stitch, you are at least much less likely to anyway! If you do need a drink, only drink little sips!
Okay, when you're running, probably the most annoying thing you can suffer from is cramp! Most runners have probably experienced cramp of some sort during their lifetime and know what I'm referring to!
My second tip is an easy way to avoid this suffering! Cramp and dehydration go hand in hand, so my tip is to keep hydrated while running, especially on long runs where fatigue will take its toll! So take some water when you go out running, if you don't want to carry a water bottle while you run, then drop a bottle off half way round your route, then drink it when you reach half way, then pick it up again upon completion on your way home! Other options include hydro packs and other similar products which I personally find very effective during endurance runs! By keeping hydrated you will fight off cramp for a much longer time, but, if you do happen to get cramp, my top tip to get rid of it, is to stretch the muscle in question out, this will help relieve the cramp!
My third tip is a great way for measuring your cardiovascular fitness at a high intensity, then in the future as a monitor for seeing how you have progressed! Okay, start off by having a good thorough warm up, then the test is this: run as far as you can in a 12 minute period, this is recommended round a track to keep measurements accurate! As you run remember how many laps you have completed, when your alarm goes off after 12 minutes, stop where you are and work out the distance you have travelled, this distance is used to measure your fitness!
Less than 1,750 metres is poor.
1,750-2,250 is average.
2,250-2,750 is slightly above average.
2,750-3,500 is good!
Anything over 3,500 is excellent!
Do this monthly and see how your fitness improves! This is a good measure of how you've improved!
Follow these 3 tips for happy running, and to gauge your improvements!
Tuesday, March 10, 2009
3 Top Running, Fitness and Health Tips!
My first tip of advice is aimed towards the beginners out there, but can also be applied to more experienced runners. Set yourself realistic and achievable goals, both long term and short, write these goals down, for short term goals, plan how many miles you would like to do that week, if your an experienced runner, it may be as high as 60/70 miles including 2 runs on one day. Whereas for a beginner, it may just be a gentle 2 mile jog 3 times a week. For long term goals, for more advanced runners, pick a race that you'd like to enter in a few months time and set a realistic target time e.g. 34 minutes in a 10km race. For beginners, it may just be to complete the race. I advise you keep a diary of your runs, this allows you to analyze how you have improved over the past months of training and you will find it helps keep you motivated and gives you pleasure as you see your improvements!
If you set yourself realistic goals in the short term and the long term, it will help you keep motivated and will lead to success, the secret is slowly building up, if you set yourself goals that are far fetched, and increase's intensity and distance too quickly, and then you?re on a fast track for injury!
In conclusion, set yourself realistic goals, this gives you motivation and also allows you to keep a record of your improvement as you achieve your goals and continue to set higher and higher goals till you reach your pinnacle!
My second tip is to reduce the stress in your life and so perform to your full potential. It has been reported that over 50% of sick days off work are due to stress, it is a pretty established fact that it really isn't good for you, and leads to several health problems. Firstly, stress leads to high blood pressure which in turn leads to heart disease, it also encourages strokes! Furthermore all young men should be aware that high stress can lead to impotence, as well as leading to depression, lethargy as well as stomach ulcers and indigestion!
So this is my second top tip, everyday, set about an hour of your time at least to de-stress, everybody releases stress in different ways, and exercise is an obvious choice at it helps you keep fit while reducing endorphins! Other methods could include hitting a punch bag, listening to music, having a relaxing bath, also perhaps just getting a few hours extra sleep a night; not getting enough sleep contributes to this!
By unwinding daily, you are likely to suffer less heart related problems later in life, as well as feeling much more energetic and improving your bodies capabilities for recovery, as well as making you much more productive at work!
My third tip is specifically aimed at the runners out there, rather than just running and running every week, do a new activity as an alternative e.g. biking/swimming. This is known as cross training, for example replace one run a week by an alternative exercise. This reduces boredom of doing the same old routines, encourages you to learn and develop new skills and hobbies. This allows muscle groups and certain body parts (e.g. knees) to be rested which usually get pounded when running and work other muscle groups that are usually ignored, this leads to improved overall conditioning! Furthermore as your usual muscles for running are being rested, it reduces the chance of injury as it gives those muscles much needed recovery time!
If you set yourself realistic goals in the short term and the long term, it will help you keep motivated and will lead to success, the secret is slowly building up, if you set yourself goals that are far fetched, and increase's intensity and distance too quickly, and then you?re on a fast track for injury!
In conclusion, set yourself realistic goals, this gives you motivation and also allows you to keep a record of your improvement as you achieve your goals and continue to set higher and higher goals till you reach your pinnacle!
My second tip is to reduce the stress in your life and so perform to your full potential. It has been reported that over 50% of sick days off work are due to stress, it is a pretty established fact that it really isn't good for you, and leads to several health problems. Firstly, stress leads to high blood pressure which in turn leads to heart disease, it also encourages strokes! Furthermore all young men should be aware that high stress can lead to impotence, as well as leading to depression, lethargy as well as stomach ulcers and indigestion!
So this is my second top tip, everyday, set about an hour of your time at least to de-stress, everybody releases stress in different ways, and exercise is an obvious choice at it helps you keep fit while reducing endorphins! Other methods could include hitting a punch bag, listening to music, having a relaxing bath, also perhaps just getting a few hours extra sleep a night; not getting enough sleep contributes to this!
By unwinding daily, you are likely to suffer less heart related problems later in life, as well as feeling much more energetic and improving your bodies capabilities for recovery, as well as making you much more productive at work!
My third tip is specifically aimed at the runners out there, rather than just running and running every week, do a new activity as an alternative e.g. biking/swimming. This is known as cross training, for example replace one run a week by an alternative exercise. This reduces boredom of doing the same old routines, encourages you to learn and develop new skills and hobbies. This allows muscle groups and certain body parts (e.g. knees) to be rested which usually get pounded when running and work other muscle groups that are usually ignored, this leads to improved overall conditioning! Furthermore as your usual muscles for running are being rested, it reduces the chance of injury as it gives those muscles much needed recovery time!
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